Recognized by industry leaders, our award-winning team has a proven record of delivering excellence across projects.
Recognized by industry leaders, our award-winning team has a proven record of delivering excellence across projects.
Our team is always available to address your concerns, providing quick and effective solution to keep your business.
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We are a team of creative, innovative and energized agents who strive our best to find you the best financial products that fit your budget and coverage needs.
From Life insurance to College saving to Retirement planning…we got you covered!
Permanent protection with cash value growth for long-term stability.
Affordable coverage designed to protect your income and loved ones.
Build reliable income and tax-efficient strategies for retirement.
Assessing what you want to cover (ie. mortgage, medical expenses, etc. determines how much coverage you will need.
Selecting a trusted agent is important. But what’s more critical is finding an agent who represents you. That’s what we do best!
From presenting on different products to clarifying living benefits and cash value. Our focus is to educate first.
Deciding on the right product is an easy process when understanding is present.
Have Questions For Us? Finding the right financial solutions can feel overwhelming, but you don’t have to walk it alone.
Absolutely. While a 401(k) is a great start, it is often subject to market volatility and limited investment choices. We help clients explore 401(k) Rollovers, Annuities, or IULs to create a more balanced strategy that provides downside protection and potentially tax-free income, ensuring your retirement is stable regardless of market swings.
Yes, many families use an Indexed Universal Life (IUL) policy for this purpose. Unlike a 529 plan, which must be used for education-related expenses to keep tax benefits, an IUL offers more flexibility. The cash value growth can be used for college tuition, a down payment on a home, or even a wedding, all while providing life insurance protection.
The right choice depends on your goals, budget, and financial needs. Today, life insurance provides more than just death benefits for your loved ones after you’re gone. So much of the cash value is accessible while you’re still alive for various life purposes like Retirement income, Living benefits, Down payment on a home, etc. Cash value is yours to use as needed and/or desired. However, if you goal is for Retirement income, do not touch your cash value
There is no one-size-fits-all number. It depends on your lifestyle. Start with how much you need per month right now x 12 months (to get a balk figure for the year) x 25 years (this number is used for calc. Purpose, some people live way past 25 years after retirement). Don’t forget to factor in inflation as well. Well…you get the idea.
For fun, calculate out how much money is needed to feed your family. Let’s say, it costs an average of $5/meal (this is insanely cheap!) x 3 (meals a day) x 25 years = ???
If including spouse= Take above total x 2
You get the idea!
We combine faith-driven integrity with financial expertise to secure your family’s future.
Support families with faith-driven financial expertise.
Setting new standards for integrity in the industry.
“I was overwhelmed trying to find life insurance after being declined by another company. Truc Ho carefully reviewed my situation, found the right carrier, and helped me secure coverage that protects my family’s future.”
Dallas, TX
“After changing jobs, I lost my employer-sponsored life insurance. Truc Ho guided me through my options and helped me secure permanent coverage before health issues could become a problem.”
San Jose, CA
“Because of a previous medical condition, I thought getting approved would be impossible. Truc Ho worked diligently with multiple carriers and found a company willing to provide the protection I needed.”
Las Vegas, NV
“I had no idea my retirement funds were barely growing. Truc Ho analyzed my options, explained everything clearly, and helped reposition my savings into a strategy with better long-term growth potential.”
Phoenix, AZ
“I was confused by all the different insurance products available. Truc Ho took the time to educate me, answer every question, and helped me choose a solution that fit my goals perfectly.”
Denver, CO
“I wanted to save for retirement but also protect my family. Truc Ho introduced a strategy that combines growth potential with valuable living benefits, giving me confidence about the future.”
Portland, OR
“I delayed buying life insurance for years because I assumed it was too expensive. Truc Ho showed me affordable options and helped me put coverage in place much sooner than expected.”
Chicago, IL
“After reviewing my existing policy, Truc Ho discovered important gaps in my coverage. She recommended improvements that better protect my family and provide stronger long-term financial security.”
Tampa, FL
“We wanted to start planning for our children’s future but felt overwhelmed. Truc Ho helped us create a strategy that provides protection today while building financial opportunities for tomorrow.”
Orlando, FL
